Look beyond the premium
When comparing health insurance, review the sum insured, waiting periods, room limits, co-payments, exclusions, network hospitals, renewal terms and claims process. The details vary by policy and insurer.
Coverage needs
Consider family composition, existing cover and potential healthcare expenses.
Policy details
Read waiting periods, exclusions, limits and claim conditions carefully.
Review periodically
Check whether your cover still fits as circumstances change.
Policy benefits and claims are subject to the insurer's policy wording, terms and conditions.